Agricultural Insurance

Agricultural insurance is designed to protect farmers and rural businesses against the unique risks associated with farming. 

It can cover property, machinery, livestock, crops, vehicles, public and employers’ liability, and business interruption - helping safeguard your livelihood and long-term future.

Agricultural insurance can be tailored for all types of farming operations, including smallholdings, large commercial farms, mixed farms, arable and livestock farms, horticultural businesses, and diversified rural enterprises.

Yes. Farming presents risks that standard commercial or domestic insurance policies often do not cover adequately. Specialist agricultural insurance ensures your cover reflects the realities of farm operations, seasonal risks, and regulatory requirements.

Absolutely. Many modern farms operate diversified activities such as holiday lets, farm shops, machinery sales, livery yards, renewable energy, or contracting services. These can be included within a tailored agricultural insurance policy.

Livestock cover can be arranged as part of your agricultural insurance, protecting against risks such as death from accident, illness, or disease (subject to policy terms and conditions).

As an independent insurance broker, Pangea Insurance provides expert advice, access to specialist agricultural insurers, and tailored policy recommendations. 

Our team of experts manage the process on your behalf, negotiate with insurers, and support you throughout the policy lifecycle - including claims and renewals.